Free Credit Report and Free Credit Score

Don’t let anyone fool you into thinking you need to hire a professional to repair your credit. The truth is, there is nothing a credit repair company can do to improve your credit that you can’t do for yourself. So, save yourself some money and the hassle of finding a reputable company [...]

It is actually pretty easy to build credit. Try one of the following ideas:

Ask your bank or credit union about a secured credit card. You can make a deposit to your account and have a credit limit in the amount of your deposit. The bank takes little risk and you build credit slowly.
Use [...]

There are plenty of reasons that you might have to fix your credit report. Some common causes include:

A clerical error in recording payments at one of your lenders
An ex-spouse’s credit problems are still linked to you
Somebody else’s Social Security Number had digits transposed and the bad debt was linked to you
You [...]

The most effective way to fix your credit report is to attack it from two directions:

Fix your credit report via the credit reporting agencies
Fix your credit report via the creditor that reported the error

We’ll start by trying to fix your credit report by correcting the information at credit reporting agencies.
First, you need to know what’s [...]